Hard Money Loans in Whitfield County, Georgia

Unlock fast capital for real estate investments in Whitfield County with private hard money lending designed for fix and flip, rental acquisitions, land purchase, and construction.
We lend based on the asset and ARV, not personal income paperwork.

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Your Local Whitfield County Private Lending Partner

Whitfield County is one of North Georgia’s most active investor markets — driven by affordability, growth around Dalton, and high rental demand from industrial expansion.

AtlantaFixAndFlipLoans.com supports investors with:

  1. Purchase funding
  2. Rehab / construction draws
  3. Rental refinance (DSCR loans)
  4. Portfolio roll-ups

We understand the local market, zoning environment, and the speed required to lock in profitable deals.

Who We Fund

  • Fix and flip investors
  • BRRRR / long-term rental investors
  • Construction investors (ground-up)
  • Commercial real estate investors
  • New investors with strong deals

 

Property Types Eligible

  • Single-family flips
  • Duplex, triplex, fourplex
  • Multifamily (5+ units)
  • Mixed-use properties
  • Small commercial buildings
  • Land + vertical construction

Program Overview

  • Loan Amount: $100K – $5M+
  • LTV (Purchase): Up to 85%
  • ARV: Up to 70%
  • Rehab Financing: 100% of renovation budget
  • Term: 12–24 months (interest-only)
  • Closing Speed: 5–10 business days
  • Credit Score: 600+ (flexible)
  • Occupancy: Investor only (non-owner-occupied)

Local Experience — Whitfield County Advantage

We know the submarkets where flips and rentals perform:

  • Dalton
  • Tunnel Hill
  • Varnell
  • Cohutta

Whitfield County investors love us because:

  • Strong rental demand from industrial logistics expansion
  • Lower entry pricing than Atlanta metro
  • High ROI potential on cosmetic rehabs
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Our 4-Step Process to Funding Your Loans

Step 1

Deal Submission

Send your address, purchase price, rehab budget, and exit plan. No income docs needed.

Step 2

Get Pre-Approved

Send your address, purchase price, rehab budget, and exit plan. No income docs needed.

Step 3

Fund in 5–10 Days

Funds are wired directly to escrow.

Benefits vs Traditional Banks

Fast decision

We fund distressed

100% rehab budget included

Close in 5–10 days

No income verification

FAQs

No. We lend based on the asset and ARV (after repair value).

5–10 business days depending on title.

Yes — as long as the deal makes sense.

Ready to Fund Your Project in Whitfield County?

Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Whitfield County and investor markets inside out.