Hard Money Loans in Richmond County Georgia
Fast, asset-based hard money loans for real estate investors in Richmond County, Georgia.
Close in 48–72 hours, even on distressed or off-market deals.
Hard Money Loans in Richmond County
AtlantaFixAndFlipLoans.com has funded 1,000+ investment projects across Georgia, including Augusta, Martinez, Hephzibah, and surrounding areas in Richmond County.
We lend to:
- Fix and flip investors
- Buy-and-hold / BRRRR investors
- Developers & landlords
- Short-term rental (STR / Airbnb) investors
You bring the deal — we bring the capital.
How to Qualify
Simple. We need:
- Property address
- Purchase contract
- Rehab budget (Scope of Work)
No:
- Tax returns
- Bank statements
- W-2s
Why It Is a Strong Investment Market
Richmond County has become one of Georgia’s hottest investor markets due to:
- Constant military relocation from Fort Eisenhower (formerly Fort Gordon)
- High rental demand from Augusta University + medical professionals
- Increasing Airbnb activity near Augusta National Golf Course (The Masters)
- Affordable distressed inventory in Hephzibah, South Augusta, Barton Chapel
Property Types Eligible
- Single-family residences
- Small multi-family (2–20 units)
- Condos (case-by-case)
- Airbnb / STR & furnished rentals near Augusta National
Program Overview
At Atlanta Fix & Flip Loans, we make real estate investing faster and easier for Georgia investors. Our programs fund up to 90% of the purchase price and 100% of the rehab budget, helping you keep low cash to close while completing full renovations with confidence. With up to 75% ARV leverage, you can maximize profit potential on every project. We close in as little as 48–72 hours, giving you the speed to beat competing buyers in hot markets — all without income documentation, because we lend based on the asset, not your credit.
Our hard money loans are ideal for distressed properties, foreclosure opportunities, wholesaler assignment deals, and properties traditional banks refuse to finance — empowering you to seize profitable deals others can’t.
How It Works
Submit Your Deal
Provide address + contract + rehab budget.
Term Sheet Issued
We send a term sheet within 24 hours.
Close Fast
Closing attorney receives funds — 48–72 hours possible.
Renovation Funds Released
Rehab draws released in 48–72 hours after inspection.
Benefits vs Traditional Banks
Appraisal often waived
We specialize in distressed
Rehab / construction draws available
Close in 48–72 hours
No income docs required
Yes — experience helps, but is not required.
Yes — based on ARV and scope.
Most deals close in 1–7 days.
Ready to fund your Richmond County flip or rental?
Fast-track your fix & flip or rental project with same-day term sheets and 5–10 day closings.