Construction Loans Ground Up in Richmond County Georgia
Private ground-up construction loans are available for real estate investors, builders, and developers in Richmond County, Georgia, designed for speed, flexibility, and maximum leverage. We close in as little as 7–10 business days and provide fast construction draw funding to keep your project moving.
Construction Loans Ground Up in Richmond County
Private ground-up construction loans for real estate investors, builders, and developers in Richmond County, Georgia — designed for speed, flexibility, and maximum leverage. We have fund 1,000+ real estate investment projects throughout Georgia and understands Augusta’s aggressive new-development growth trends. We fund:
- Spec home new construction
- Infill construction on lots in Augusta + Martinez
- Build-to-rent SFR portfolios
- Cabin and STR new builds
- Commercial/residential mixed-use (case by case)
Required Documentation
We need:
- Land contract or ownership proof
- Budget (Scope of Work / construction schedule)
Optional (not required to issue term sheet):
- Plans
- Site survey
- Permitting timeline
Property Types Eligible
- Single-family new construction
- Infill lots in Augusta redevelopment areas
- Build-to-rent neighborhoods
- STR / Masters rental focused development
- Duplex/new construction multi-family (2–20 units)
Program Overview
- Up to 90% of land purchase: Low cash to close
- Up to 100% of construction budget: Full project financing
- Up to 75% ARV leverage: Higher leverage than banks
- 12–24+ month terms: Based on project scope
- Interest-only payments: Improved cash flow
- No income documentation required: Approval based on project feasibility
Our 4-Step Process to Funding Your Construction Loan
Deal Submission
Provide property address or parcel number Include your construction scope and budget
Term Sheet Issued
Receive a custom term sheet in 24 hours or less Includes rates, leverage, draw structure, and closing timeline
Close + Foundations Begin
Funds are wired directly to your closing attorney Covers land purchase (if applicable) + sets up construction escrow
Draw Release
Request draws as you complete work milestones Inspection turnaround: 48–72 hours
Benefits vs Traditional Banks
Term sheet in 24 hours
We fund spec + STR construction
Draws released in milestone stages
No tax returns required
Yes — we can finance both.
Yes — speculative development is allowed.
Draws are released within 24–72 hours.
Ready to Fund Your Construction Loans Ground Up Project in Richmond County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Richmond County and investor markets inside out.