Commercial Property Construction Loans in Richmond County Georgia
Private commercial construction financing for investors, builders, and developers in Richmond County, Georgia — with fast approvals, milestone-based draws, and no bank red tape. AtlantaFixAndFlipLoans.com has funded over 1,000 investment and construction projects in Georgia, including mixed-use builds, commercial suites, and STR-related commercial development in Augusta.
Why Richmond County Is a Commercial Construction Opportunity
Richmond County, specifically Augusta, is experiencing rapid commercial growth due to:
- Explosive expansion of the Augusta Medical District
- Military growth from Fort Eisenhower (Fort Gordon)
- Seasonal and STR-driven revenue spikes during The Masters
- New businesses supporting medical, government, and STR markets
Required Documents
- Parcel / address info
- Scope of Work
- Budget and timeline
Not required to issue term sheet:
- Tax returns
- Income verification
- Tenant leases (can be speculative build)
Property Types Eligible
- Mixed-use (storefront + residential units)
- Retail strip — office/medical suite build-out
- Detached warehouse / flex industrial
- Commercial STR/masters rental support projects (case-by-case)
- Owner-occupied commercial (with business plan)
Richmond County Investor Success Snapshot
Investor: Local developer planning a mixed-use retail + Airbnb-friendly upper floors
- Land purchased near Augusta Medical corridor
- Funded 100% of commercial construction budget
- Stabilized using STR + medical travel nurse rentals
- Exit strategy: Completed DSCR refi with long-term debt.
STR returns during Masters season covered nearly 25% of annual revenue projection in one week.
Our 4-Step Process to Funding Your Loans
Submit project package
Send address + land/ownership info + budget.
Term Sheet Issued
Straightforward, transparent numbers.
Close & start construction
Funds wired to closing attorney.
Draws released
Each milestone verified with inspection. 48–72 hour draw turnaround.
Benefits vs Traditional Banks
Same day approval
Fast milestone draw schedule
We fund speculative builds
Close in 10–14 days
No income docs required
Yes — we fund buildouts and TI allowances.
Typically within 24–72 hours after request.
Draws are usually released in 48–72 hours after inspection.
Ready to Fund Your Project in Richmond County?
Submit your project today and receive a same-day term sheet.