On-Time Closing Guarantee Terms & Condition

1. Overview

Our On-Time Closing Guarantee Terms is a commitment to close qualifying loans by a specified date, provided all borrower and third-party requirements are met in a timely and accurate manner. This guarantee is designed to support transparency and accountability in our loan process.

2. Eligibility Criteria

To qualify for the On-Time Closing Guarantee Terms, the following conditions must be met:
– Borrower must submit a complete loan application with accurate documentation
– Property must meet our underwriting standards
– Title, appraisal, and insurance must be ordered within 48 hours of request
– Borrower must respond to all lender requests within 24 hours
– Closing must be scheduled at least 3 business days prior to the guaranteed closing date

3. Covered Loan Types

This On-Time Closing Guarantee Terms applies to the following loan products:
– Fix and flip loans
– Bridge loans
– Ground-up construction loans
– Hard money loans

4. Guarantee Terms

If we fail to close your qualifying loan by the guaranteed date due to reasons within our control, we will offer:
– Up to $1,000 in lender fee credit on your closing statement
– This credit is non-transferable and must be used within the same transaction

5. Exclusions and Limitations

This guarantee does not apply if delays are caused by:
– Incomplete borrower documentation
– Third-party vendor delays (e.g., title, appraisal, insurance)
– Material changes to the loan application (e.g., scope of rehab, borrower entity)
– Force majeure events (e.g., natural disasters, power outages, government shutdowns)
– Acts of fraud, misrepresentation, or failure to meet terms by the borrower

6. Claim Process

To submit a claim, the borrower must:
– Submit a written request within 10 days of the missed closing date
– Provide all required evidence to demonstrate compliance with the above terms
– Allow the Company to investigate the claim within 10 business days

7. Modification or Termination

Atlanta Fix and Flip Loans reserves the right to amend, suspend, or terminate this guarantee at any time without prior notice. Modifications will not apply to loans already in process.

8. Contact Information

📧Email: closings@atlantafixandfliploans.com
📞Phone: (800) 664-7505
 📬Mail :(Atlanta Financial Center) 3343 Peachtree Rd NE Suite 145. Atlanta, GA 30326

Legal Disclaimer

This On-Time Closing Guarantee is not a promise to lend. All loans are subject to approval. This document is for informational purposes only and does not constitute legal or financial advice.