Commercial Property Construction Loans in Newton County Georgia
Private commercial construction financing for developers, investors, and builders in Newton County, Georgia, serving Covington, Porterdale, Oxford, Mansfield, and Newborn.
We fund commercial development including:
- Mixed-use commercial + residential
- Retail strip centers / storefronts
- Flex space / warehouse / industrial
- Office & medical offices
- STR-based commercial developments (Airbnb clusters, mini-resorts)
- Land + construction financing
Eligible Commercial Construction Property Types
- Retail strip centers
- Flex commercial / warehouse / light industrial
- Office / medical / professional suite buildouts
- Mixed-use (commercial down, residential up)
- Airbnb-based hospitality projects (mini resorts / STR clusters)
Not eligible:
- Primary residences
- Owner-occupied personal construction
Required to Issue Same-Day Terms
Only 4 things needed:
- Property address or parcel number
- Construction budget (cost breakdown)
- Pro forma or stabilized value
- Exit strategy (lease-up or sale)
No W-2s. No tax returns. No personal income verification.
Why Investors Choose Private Commercial Construction Loans
Banks require:
- Pre-lease commitments
- 2–3 years of tax returns
- Personal DTI analysis
- Slow committee approvals (60–120 days)
We require:
- Project feasibility
- ARV / stabilized NOI value
- Exit strategy (lease-up or sale)
Our Process to Funding Your Loans
Deal Submission
Upload budget + plans + pro forma.
Term Sheet Issued
We underwrite based on ARV / stabilized NOI.
Underwriting & Closing
Funds wired. Draws released fast.
Benefits vs Traditional Banks
Same day approval
Rehab Funding included
Construction draws available
Close in 5 - 10 days
No income docs
No, we lend on pro forma value.
Yes — land acquisition + build can be funded in one loan.
Yes — especially in Newton County due to film production demand.
Ready to Fund Your Project in Newton County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Newton County and investor markets inside out.