Bridge Loans in Newton County Georgia
Move fast on investment properties in Newton County, Georgia, including Covington, Porterdale, Oxford, Mansfield, and Newborn. When timing matters and banks move too slow — we fund the deal in as little as 3–7 days.
Bridge loans are ideal for:
- Buying before you sell
- Closing fast on wholesale/assignment deals
- Funding acquisitions while waiting on DSCR refinance
- Paying off existing or maturing notes
- Properties that need repairs and can’t go conventional
- No income documentation
- No tax returns
- Asset-based approval
What is a Bridge Loan?
A bridge loan is short-term capital that allows investors to:
- Take control of the property quickly
- Stabilize or renovate
- Exit via sale or refinance (DSCR or long-term rental loan)
Property Types Eligible
- Single-family investment properties
- Duplex / Triplex / Quad (1–4 units)
- Mixed-use commercial
- Retail / office / warehouse
- Airbnb transitional assets
- Land (if tied to project plan)
Local Market Insight
Newton County is a top Georgia investment county because of:
- Covington’s booming film production economy
- Massive short-term rental / Airbnb demand
- Oxford College rental demand
- High resale and rehab activity around Covington Square
We understand:
- Investor permitting timelines
- Draw and inspection requirements
- Bridge → DSCR exit strategy
This level of local underwriting knowledge increases approval speed.
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Our 3-Step Process to Funding Your Loans
Deal Submission
Tell us address + purchase price + exit strategy.
Term Sheet Issued
Underwriting based on asset value, not personal credit.
Underwriting & Closing
Funds wired to closing attorney.
Benefits vs Traditional Banks
Same day approval
Fund Distressed Properties
Flexible terms
Close in 7 - 10 days
No Income Docs
3–7 business days (clean title permitting).
No. We are asset-based lenders
Yes — we fund assignment/wholesale contracts.
Ready to Fund Your Project in Newton County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Newton County and investor markets inside out.