Hard Money Loans in Lumpkin County Georgia
Fast, flexible, investor-focused lending for flips, rentals, and Airbnb properties in Dahlonega and across Lumpkin County, Georgia.
Lumpkin County Loan Program Snapshot
Our fix and flip loans offer up to 90% of the purchase price, 100% of the rehab budget, and leverage up to 75% of ARV, allowing investors to maximize ROI while keeping more capital on hand. With interest-only payments, no prepayment penalties, and closings as fast as 48–72 hours, you can improve cash flow, move quickly on distressed opportunities, and refinance or exit whenever you’re ready.
Lumpkin County Loan Program
We fund:
- Fix & flips
- Airbnb / short-term cabin rentals
- Quick closings for off-market deals
- Portfolio acquisitions
- Cash-out deals for capital reinvestment
How to Qualify for Hard Money Loans
We approve the deal — not your income.
- Have a property under contract?
- Have a project plan / rehab budget?
- ARV comps support the loan?
That’s it.
Why Choose AtlantaFixAndFlipLoans.com
- Georgia-based lending team
- Funded 1,000+ investor flips
- Transparent terms — no hidden junk fees
- Quick rehab draws via mobile app
Trusted in investor networks from Atlanta to Savannah.
Key Highlights Of Our Program
Close in 48–72 hours
No income verification
We specialize in distressed
Purchase + rehab financing
Our 4-Step Process to Funding Your Loans
Deal Submission
Address + contract + rehab plan (we help build it)
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
Funds wired to closing & rehab draws released fast.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Bartow County
With 1,000+ investment properties funded across Georgia since 2012, our team brings deep expertise in Lumpkin County’s unique investor market—from distressed cabin flips to Airbnb conversions and off-market acquisitions near Dahlonega. We understand the local STR economy, mountain cabin rehab costs, UNG rental demand, and the fast-paced nature of investor deals. Our experience allows us to underwrite quickly, fund faster than banks, and structure loans tailored to real investor strategies, making us a trusted lender for flippers, landlords, and Airbnb operators throughout North Georgia.
48–72 hours after receiving contract + clear title.
Yes — Lumpkin County is a strong STR market.
Yes. Experience helps but is not required.
Ready to Fund Your Project in Lumpkin County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Lumpkin County and investor markets inside out.