Bridge Loans in Lumpkin County Georgia
Fast, flexible bridge funding for time-sensitive real estate investments including residential, commercial, and Airbnb short-term rentals in Lumpkin County.
What Is a Bridge Loan?
A bridge loan is a temporary, interest-only loan that provides fast access to capital while you:
- Renovate or reposition a property
- Stabilize rents before DSCR refi
- Buy before you sell
- Exit hard deadlines (maturing loans)
Bridge Loans Perfect for
- Auction purchases
- Off-market deals
- Wholesale assignments
- Airbnb conversions
- Properties that don’t qualify for banks (yet)
Property Types Eligible
We fund:
- Residential investment properties (1–4 units)
- Airbnb / STR cabins
- Build-to-rent / spec homes (bridge → construction)
- Commercial buildings (retail, mixed-use, office flex)
- Land that is under contract for development
Program Overview
Our Lumpkin County bridge loan program provides fast, flexible capital for investors needing to close quickly on flips, rentals, Airbnb cabins, land acquisitions, or commercial properties. We offer funding in as little as 5–10 days, up to 80% of the purchase price, cash-out options, and interest-only terms — all without tax returns or income documentation. Whether you’re buying before selling, stabilizing rents for DSCR refinance, or securing a time-sensitive off-market opportunity, our bridge loans give you the speed and leverage needed to compete like a cash buyer in the Dahlonega and North Georgia market.
Key Highlights Of Our Program
Funding in 5–10 days
We lend based on property value.
Unlock equity to fund more deals
We fund distressed properties
Our 4-Step Process to Funding Your Loans
Deal Submission
Purchase contract or address + exit strategy.
Term Sheet Issued
We price based on ARV or stabilized value.
Underwriting & Closing
We wire funds in 5–10 business days.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Lumpkin County
With more than 1,000 real estate investment loans funded across Georgia, we have deep expertise in Lumpkin County’s unique mix of mountain cabins, STR/Airbnb markets, wine-region tourism properties, and value-add investments. Our team understands how quickly deals move in Dahlonega and the North Georgia region, allowing us to underwrite fast, price aggressively, and close reliably in 5–10 days. From distressed cabins to Airbnb conversions to land-to-build projects, investors trust us because we deliver speed, transparency, and investor-focused lending solutions that banks simply can’t match.
5–10 business days with clean title.
Yes — STR is one of our most common bridge loan uses.
No. We approve based on property value and ARV.
Ready to Fund Your Project in Lumpkin County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Lumpkin County and investor markets inside out.