Hard Money Loans in Lowndes County Georgia
Fast, flexible private lending for real estate investors in Valdosta, Hahira, and all of Lowndes County. Close in days — not months.AtlantaFixAndFlipLoans.com has funded 1,000+ investment projects across Georgia.
What Are Hard Money Loans in Lowndes County Georgia?
Hard money loans are asset-based investment loans designed for:
- Fix and Flip properties
- Rental property acquisitions
- Short-term bridge financing
- Ground-up new construction
Where banks focus on income and tax returns, we focus on:
- Property value
- ARV (After Repair Value)
- Investor experience (optional bonus)
Local Expertise in Lowndes County
We understand:
- Valdosta investor demand
- Low appraiser availability
- Permit timelines
- Popular zip codes for flips (31601, 31602, 31605)
Many investors flip distressed rental inventory around Valdosta State University due to strong student housing demand.
Property Types Eligible
- Single-family investment homes
- 2–4 unit multifamily
- Small apartments (5–20 units)
- Condos & townhomes
- Mixed-use buildings
- Small commercial (retail, office, warehouse)
Program Overview
Feature | AtlantaFixAndFlipLoans.com |
Loan Type | Hard Money (Purchase + Rehab or Refi) |
Max LTC | Up to 90% purchase + 100% rehab |
Max ARV Leverage | Up to 75% |
Rates | From 8.99% interest-only |
Draws | Fast draws via mobile app |
Credit Score | 600+ (lower considered case-by-case) |
Closing Time | 48–72 hours on average |
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Our 4-Step Process to Funding Your Loans
Deal Submission
Upload purchase contract + rehab budget (or we help build one).
Term Sheet Issued
You receive approved loan terms the same business day.
Underwriting & Closing
We wire funds to closing. Rehab draws released as work progresses.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Lowdnes County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Lowdnes County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
Most deals close within 48–72 hours once we receive the contract and title.
Yes. Up to 100% of rehab costs with proof of budget.
Yes. Experience helps, but not required.
Ready to Fund Your Project in Lowdnes County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Lowdnes County and investor markets inside out.