Hard Money Loans in Long County Georgia

Fast, flexible, no-nonsense funding for real estate investors. AtlantaFixAndFlipLoans.com provides Hard Money Loans in Long County, Georgia, designed for investors who need capital quickly — not weeks of bank paperwork.

hard money loans

What Is a Hard Money Loan?

A hard money loan is an asset-based real estate loan that allows investors to:

  • Acquire properties instantly
  • Fund renovations
  • Refinance or cash-out existing equity

We evaluate the property and your investment plan — not your personal income.

Banks say no.
We say yes — fast.

We Fund Investors Using BRRRR

Buy → Renovate → Rent → Refinance → Repeat

We handle both stages:

  1. Hard Money Loan (purchase + rehab)
  2. DSCR Loan (long-term rental refinance)

Investors get one lender from start to finish.

What Makes Us Different

  • Direct private lender (not a referral network)
  • Asset-based approvals
  • Same-day underwriting feedback
  • Transparent terms — no junk fees

Property Types Eligible

We lend on:

  • Fix & flip residential projects
  • Single-family rentals (including BRRRR)
  • Multifamily properties (2–50 units)
  • Small commercial / mixed-use properties
  • Short-term rentals / Airbnb

Not eligible: owner-occupied primary residences.

Local Advantage

Long County is one of Georgia’s fastest-growth markets, located minutes from:

  • Savannah
  • Hinesville
  • Fort Stewart

Why this matters:

  • Investors buy properties before hitting MLS
  • Military relocation = constant rental demand
  • Value-add opportunities (older homes + land parcels)

We are Georgia-based and understand:

  • Local permitting timelines
  • County appraisal requirements
  • Investor behavior in rural & mixed-use submarkets
hard money

Our 4-Step Process to Funding Your Loans

Step 1

Deal Submission

You send property address, budget & exit strategy; we review within 24-48 hours.

Step 2

Term Sheet Issued

We’ll outline loan amount, rate, draw schedule, exit plan.

Step 3

Underwriting & Closing

We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.

Step 4

Construction & Draws

Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.

Benefits vs Traditional Banks

Fast decision & funding (days to weeks)

Ideal for distressed or non-traditional properties

Rehab / construction draws available

Flexible underwriting focused on deal merits

Less emphasis on personal income & credit score

Our Experience in Georgia & Long County

Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Long County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.

FAQs

Most deals close in 5–10 business days.

 Yes — as long as the deal makes sense.

 No. We lend based on the asset and exit strategy.

Ready to Fund Your Project in Long County?

Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Long County and investor markets inside out.