Construction Loans Ground Up in Hall County Georgia

Construction Loans Ground Up in Hall County Georgia Fast closings. Flexible draws. Build with confidence.AtlantaFixAndFlipLoans.com provides ground-up construction loans for real estate investors, developers, and builders throughout Hall County — including Gainesville, Flowery Branch, Oakwood, Braselton, and Lula.

construction loan

Why Georgia Investors Choose Us

AtlantaFixAndFlipLoans.com has funded 1,000+ investment projects across Georgia.
Benefits of Private Construction Loans:
– Close in 7–10 days
– No tax returns or bank statements required
– Flexible draw schedules tied to project milestones
– We fund land + vertical construction
– We fund infill lots, residential, multifamily, and mixed-use

Loan Program Terms

Loan Amount: $250,000 – $15,000,000+
LTC (Loan-to-Cost): Up to 85%
ARV / Completed Value: Up to 75%
Interest-Only Payments: Yes
Credit Score Minimum: 620
Closing Timeline: 7–10 Business Days
Draws: Fast inspections + same-day disbursement

Property Types Eligible

– Single-family spec homes
– Townhomes
– Duplex / Triplex / Fourplex (1–4 unit)
– Multifamily (5+ units)
– Mixed-use developments
– Small commercial ground-up

Private vs Bank

Private Construction Lender vs. Banks:
Private Lending (Us):
– Close in 7–10 days
– No income docs required
– Flexible draws
Banks:
– 60–120 days
– Require tax returns
– Slow & restrictive draws

construction loan

Our 4-Step Process to Funding Your Loans

Step 1

Deal Submission

Upload budget, plans, comps, timeline.

Step 2

Term Sheet Issued

We evaluate project feasibility, not income.

Step 3

Underwriting & Closing

Funding in 7–10 days, first draw at closing.

Benefits vs Traditional Banks

Fast decision & funding (days to weeks)

Ideal for distressed or non-traditional properties

Rehab / construction draws available

Flexible underwriting focused on deal merits

Less emphasis on personal income & credit score

Our Experience in Georgia & Hall County

Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Hall County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.

FAQs

 Yes. We fund land plus construction if plans are in progress or permit-ready.

No. We underwrite based on project feasibility & completed value.

We close in as little as 7–10 business days.

Ready to Fund Your Project in Hall County?

Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Hall County and investor markets inside out.