Hard Money Loans in Forsyth County Georgia
Move fast on investment opportunities in Cumming, Coal Mountain, Suwanee (Forsyth), and Lake Lanier corridors with private hard money loans tailored to investors. Close in 5–10 days, fund up to 100% of rehab, and position your offer like cash.
Why Georgia Investors Choose Us
Investors choose our hard money loans in Forsyth County because we close fast (5–10 days), require no income documentation, and fund up to 100% of rehab with quick draw releases. Our approvals are based on the deal’s strength and ARV—not tax returns—making us ideal for distressed properties, auctions, and competitive offers. With deep local knowledge of Forsyth County, GA-400 growth zones, Lake Lanier STR markets, and Cumming City Center demand, we help investors move like cash buyers. Transparent pricing, flexible structures, and 1,000+ funded Georgia projects make us a trusted lending partner from acquisition through exit or DSCR refinance.
Built for Investors Who Need Speed & Flexibility
Traditional banks struggle with distressed properties and renovation budgets. Our asset-based approach focuses on purchase price, ARV, and exit plan—not tax returns.
Ideal for:
- Fix & Flip projects
- Buy, rehab, rent, refinance (BRRRR)
- Auction / wholesale acquisitions
- Bridge funding to DSCR takeout
Time-sensitive closings & competitive bids
Program Snapshot
- Close Time 5–10 business days (rush possible)
- Loan Size $100,000 – $3,500,000+
- Leverage Up to 90% of purchase
- Rehab Funds Up to 100% of budget (draws)
- Max ARV Leverage Typically to 70%–75% of ARV
- Experience First-time & experienced investors
- Min Credit 620+ (lower with strong equity)
- Draw Releases 24–72 hours post-inspection
Why Forsyth County Works for Investors
Forsyth County continues to benefit from North Metro Atlanta growth, high-performing schools, and strong retail/medical employment. Submarkets around GA-400, Exit 13–17, and Downtown Cumming show steady demand for renovated homes, while lake-adjacent pockets can support premium ARVs and STR demand (subject to local rules).
Our 4-Step Process to Funding Your Loans
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
Receive your term sheet based on purchase + rehab + ARV.
Underwriting & Closing
Entity docs (LLC preferred), insurance binder (builder’s risk/landlord), and title work.
Construction & Draws
We coordinate appraisal/BPO (if needed) and closing.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Forsyth County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Forsyth County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
FAQs
We finance both first-time and experienced investors
Most files close in 5–10 business days after a complete package and clear title.
Yes—subject to leverage and ARV limits. Draws pay out within 24–72 hours post-inspection.
Ready to Fund Your Project in Forsyth County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Forsyth County and investor markets inside out.