Fix and Flip Loans in Floyd County Georgia
Looking to fund a flip in Rome, Lindale, Cave Spring, or Shannon?
We finance purchase + rehab with no income documentation required. Close in as fast as 5–7 business days.
Why Georgia Investors Choose Us
With private fix and flip funding:
- No income documentation
- No tax returns
- No bank statements
- We fund distressed properties (foreclosures, auctions, wholesale)
- You find the deal. We fund it. Quickly.
How to Qualify
Qualifying for a Fix and Flip Loan in Floyd County is simple, fast, and based on the deal strength—not your personal income. We use true asset-based underwriting, which allows investors to close quickly on distressed properties in Rome, Lindale, Cave Spring, Shannon, and surrounding neighborhoods.
Property Types Eligible
- Single family homes Owner-occupied primary residences
- Condos & townhomes Raw land with no development plan
- Duplex / triplex / quadplex Manufactured homes (case-by-case)
- Small multifamily (5–20 units) Non-real-estate collateral
Program Overview
- Program Details Fix and Flip Loan (Floyd County GA)
- Loan Size $100,000 – $5,000,000+
- Funding Up to 90% purchase + 100% rehab
- Max ARV Up to 75% of After-Repair Value
- Terms 6–24 months interest-only
- Credit Score Minimum 620+
- Income Documentation Not required
- Close Speed 5–7 business days
- Experience Required None — first-time flippers accepted
- Eligible Properties SFR, condo, townhome, 2–4 unit, small multi
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Our 4-Step Process to Funding Your Loans
Deal Submission
Submit the deal for pricing
Term Sheet Issued
Streamlined — we underwrite the property, not your personal income.
Underwriting & Closing
We wire funds to closing; construction draws are released quickly.
Construction & Draws
We fund investment properties that local banks reject:
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Floyd County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Floyd County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
FAQs
Yes — you can form a new LLC right before closing
We close in 5–7 business days depending on title.
Yes, but approvals are based primarily on the deal strength and ARV, not personal income.
Ready to Fund Your Project in Floyd County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Floyd County and investor markets inside out.