COMMERCIAL CONSTRUCTION LOANS IN FLOYD COUNTY, GEORGIA
Build faster. Fund smarter.We finance ground-up commercial construction projects in Floyd County — fast approvals, flexible draw schedules, and no income verification.
Why Georgia Investors Choose Us
- Banks take months.
- We fund in days, not weeks — without tax returns or bank underwriting delays.
- What makes us different:
- Fast term sheets (same day)
- No tax returns, W-2s, or income verification
- Flexible loan structure based on asset value
- Experience with commercial & mixed-use projects
- Rehab + ground-up construction funding
- AtlantaFixAndFlipLoans.com has funded 1,000+ projects across Georgia — from Atlanta to Savannah, including Floyd County communities like Rome, Lindale, Cave Spring, and Silver Creek.
How to Qualify
To qualify, submit:
- Purchase contract OR proof of land ownership
- Proposed plans + budget + contractor bid
- Exit strategy (sell or refinance upon stabilization)
- You can be approved even if:
You don’t have tax returns
You don’t have financial statements prepared
Eligible Commercial Property Types
We finance income-producing construction projects, including:
- Mixed-use (commercial + residential)
- Retail centers
- Office buildings
- Multifamily (2–30+ units)
- Hospitality / flex commercial
- Investor-owned land ready for vertical build
Program Overview
- Feature Program Benefit
- Loan Amounts $500,000 – $25,000,000+Construction Funding ✅
- Yes — draws based on progress
- LTC (Loan-to-Cost) Up to 85%
- ARV / Stabilized Value Up to 75%
- Time to Close 7–15 business days
- Term Length 12–24 months
- Income Documentation No tax returns or W-2s
- Exit Strategy Sell or refinance into DSCR / Commercial perm loan
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Our 4-Step Process to Funding Your Loans
Deal Submission
Submit project details (5 min) Land status + budget + exit strategy.
Term Sheet Issued
Same-day term sheet
Underwriting & Closing
Appraisal / feasibility review
Construction & Draws
Closing + first draw released
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Floyd County
With more than 1,000 commercial and investment projects funded across Georgia, our team brings deep experience in financing ground-up developments throughout Floyd County — from Rome’s downtown mixed-use corridors to industrial and multifamily projects across Lindale, Cave Spring, and Silver Creek. We understand local permitting timelines, construction milestones, and market demand, allowing us to underwrite quickly, close in 7–15 days, and support builders with fast, reliable draw schedules. Investors trust us because we fund based on project feasibility — not tax returns — and we keep their construction timelines moving without delays.
FAQs
Yes. If entitled land is ready to build, we fund land acquisition and vertical construction.
Draws are released based on photos or inspection — typically within 24–72 hours.
Yes — if a licensed GC is attached to the project.
Ready to Fund Your Project in Floyd County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Floyd County and investor markets inside out.