Bridge Loans in Floyd County Georgia
Fast, flexible real estate bridge financing—built for investors who can’t wait on banks.Investors in Floyd County (including Rome, Lindale, Cave Spring, and Armuchee) use bridge loans when they need to close fast, compete with cash buyers, or leverage equity from another property.
What Are Bridge Loans?
- Bridge loans are short-term loans used to bridge the gap between acquiring a property and securing long-term financing or selling the asset.
- These loans are ideal for investors who need to:
- Close quickly while waiting on bank financing
- Tap into equity from an existing property
- Compete with cash buyers on the MLS or at auction
Why Investors Choose Us
- Experience:
AtlantaFixAndFlipLoans.com has funded 1,000+ investment real estate projects across Georgia.
- Expertise:
We specialize in bridge, fix & flip, DSCR rental, and ground-up construction loans.
- Authority:
We understand Georgia real estate permitting, inspection processes, and what local title companies require to close.
- Trust:
Transparent pricing, no junk fees, no bait and switch.
Bridge Loan Program Highlights
Feature Investor Advantage
- Loan Amounts $100K – $15M+
- Close Time 7–10 business days
- Leverage Up to 85% LTV purchase / 100% rehab available
- Terms 6–24 months
- Property Types SFR, duplex, multi-family, mixed-use, commercial
- Credit Score 620+ (flexible for strong projects)
- No Income Docs Yes
Local Market Knowledge — Floyd County, Georgia
Floyd County attracts investors due to:
- Affordable SFR inventory around Rome, GA
- High rental demand around Shorter Ave, Horseleg Creek, and Garden Lakes
- Increasing flip opportunities in 30161, 30165 zip codes
We lend on:
- Auction properties
- MLS-listed flips
- Off-market investment deals
- Investor-to-investor wholesale assignments
- Serving real estate investors across Georgia — trusted from Atlanta to Savannah.
Our 4-Step Process to Funding Your Loans
Deal Submission
Send address + purchase price + exit plan
Term Sheet Issued
You receive terms same-day
Underwriting & Closing
We coordinate inspection + title
Construction & Draws
You get funded
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Floyd County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Floyd County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
FAQs
No income docs are required. Approval is based on the asset, not your personal income.
Yes — ITIN borrowers approved.
Yes. We specialize in real estate banks reject.
Ready to Fund Your Project in Floyd County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Floyd County and investor markets inside out.