Commercial Construction Loans in Fayette County Georgia
Fast funding for commercial ground-up developments, retail projects, industrial builds, and mixed-use properties — without bank delays.
Build Faster. Build Smarter. Build in Fayette County.
Private commercial construction financing engineered for builders, developers, and investors.
- Ground-up commercial construction
- Up to 75% LTC + 100% of construction budget funded
- Fast closings — as few as 7–14 days
- No tax returns or income docs required
What We Finance (Commercial Asset Classes)
- Asset Type Eligible?
- Retail / Strip Centers / Outparcels
- Restaurants, QSR pads (Chick-fil-A, Starbucks, etc.)
- Industrial / Flex / Warehouse
- Medical or Professional Office
- Mixed-Use (Retail + Multifamily / Townhomes)
- Hospitality / Hotels
- Storage Facilities
- Special Use (case-by-case)
Loan Specifications
Feature Standard Terms:
- Loan Type Ground-Up Commercial Construction Loan
- LTC Up to 75% Loan-to-Cost
- LTV Up to 65% ARV / stabilized value
- Construction Draws Funded in scheduled disbursement draws
- Interest Rate Starting at 10.99–14.99% (deal dependent)
- Term Length 12–24 months (extensions available)
- Recourse Full recourse, non-recourse available case-by-case
- Speed Term sheet in 24 hours. Funding in as fast as 7–14 days.
Commercial Construction Financing Tailored for Fayette County Georgia
- Fayette County is one of Georgia’s fastest-growing commercial corridors — strategically located near:
- Hartsfield-Jackson Atlanta International Airport
- South Metro Atlanta Logistics Hub
- Pinewood Studios (now Trilith Studios) — powering hospitality, retail, and mixed-use demand
Investors and developers are targeting:
- Retail strips and outparcel developments
- Industrial/flex/warehouse
- Medical office and professional office space
Our 4-Step Process to Funding Your Commercial Construction Loan
Deal Submission
Upload budget + drawings or scope of work.
Term Sheet Issued
Issued within 24 hours.
Underwriting & Closing
Basic third-party reports (appraisal, permits, title).
Construction & Draws
Draws reimbursed in scheduled or milestone disbursements.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Fayette County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Fayette County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
FAQs
No. We underwrite the project, not personal income.
Yes — if construction starts within 90 days.
Yes — up to 65% stabilized value.
Ready to Fund Your Project in Fayette County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Fayette County and investor markets inside out.