Hard Money Loans in Douglas County Georgia
Fast, flexible private financing for fix & flip, BRRRR, and value-add investment projects across Douglasville, Lithia Springs, Villa Rica, Winston, and surrounding areas.
AtlantaFixAndFlipLoans.com, we specialize in asset-based lending—funding that moves as fast as your next deal.
Why Investors Choose Our Douglas County Hard Money Program
Real estate investors in Douglas County rely on us for speed, transparency, and local expertise.
Our underwriting is deal-driven — we say yes when banks say no.
Key Advantages:
Same-day approvals help you win competitive offers
Close in 5–10 business days with trusted local title partners
No income verification or tax returns required
High leverage: up to 85% LTC / 70–75% ARV
Fast rehab draws — milestone-based and released quickly
Georgia-based private lender with deep county-level market knowledge
What We Fund
Our Douglas County hard money loans cover nearly all investment property types:
Single-family fix & flip projects
BRRRR (Buy, Rehab, Rent, Refinance, Repeat) properties
Investor-use condos & townhomes
Duplex, triplex, fourplex investments
Small multifamily (5–20 units)
Mixed-use or small commercial (case-by-case)
Auction, REO, fire-damage, short-sale, or code-issue properties
Local Lending Advantage — Douglas County Focus
We’re Georgia’s direct private lender for investors targeting Douglasville (30135, 30134), Lithia Springs (30122), and Villa Rica (30180).
Investor activity is growing rapidly along the I-20 corridor, especially for value-add rehabs and BRRRR models.
Local Advantages:
Knowledge of Douglas County permitting and inspection processes
Experience with local appraisers and closing attorneys
Familiarity with submarket ARVs and micro-neighborhood trends
Nearby SEO Cities: Atlanta, Sandy Springs, Roswell, Johns Creek, Marietta, Smyrna, Austell, Carrollton.
What You Need to Qualify
LLC or business entity borrower
Executable scope of work & rehab budget
Clear exit strategy (sell or refinance to DSCR/agency)
Purchase contract or payoff statement (if applicable)
Prior experience preferred but not required if equity is strong
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Our 4-Step Process to Funding Your Hard Money Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Douglas County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Douglas County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
FAQs
No. These loans are asset-based. We underwrite the deal, not personal income.
Yes — via a controlled draw schedule with milestone inspections
Most closings occur in 5–10 business days.
Ready to Fund Your Project in Douglas County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Douglas County and investor markets inside out.