Bridge Loans in Douglas County Georgia
In today’s fast-moving Georgia real-estate market, investors can’t wait 45–90 days for a bank approval. That’s why Atlanta Fix and Flip Loans offers same-day term sheets and rapid funding for Bridge Loans in Douglas County — giving you the short-term capital to acquire, refinance, or reposition investment properties with confidence.
What Is a Bridge Loan — and Why Use One?
A bridge loan provides short-term, asset-based capital that literally bridges the gap between your property’s purchase and its permanent financing or resale.
Bridge loans are the go-to choice for investors who need to:
Secure a property quickly before traditional lenders can react
Compete with cash buyers in Douglasville, Lithia Springs, and Villa Rica
Reposition or improve a property before refinancing
Act on time-sensitive opportunities such as auctions or wholesale contracts
Because approval is based on asset value + exit strategy, not personal income, bridge loans give Georgia investors true agility in a competitive market.
Douglas County Market Insight
Douglas County is one of Metro Atlanta’s fastest-growing suburban investment corridors, anchored by the I-20 development belt and expanding rental demand.
Top Growth Areas We Fund:
Douglasville (30134 / 30135) — active fix-and-flip and DSCR refi market
Lithia Springs (30122) — proximity to industrial corridor + worker housing demand
Villa Rica (30180) — suburban growth with entry-level price points
Property Types Eligible
We specialize in investment-grade properties throughout Douglas County:
✔ Single-family investment homes
✔ Townhomes & condos (non-owner occupied)
✔ Duplex / triplex / quadplex
✔ Small multifamily (5–20 units)
✔ Mixed-use & light commercial
✔ Auction / REO / off-market / pre-foreclosure
What You Need to Qualify
Bridge Loan Program Overview — Douglas County, GA (Investor-Focused, Asset-Based)
Our Douglas County bridge loan provides short-term capital to acquire, refinance, or reposition investment properties while you prepare for resale or long-term financing. Typical loans range from $100,000 to $7,500,000+, with leverage up to 85% LTC or 75% of ARV on value-add deals. We issue same-day term sheets and can close in 5–10 business days, wiring funds to title or your closing attorney. Pricing is interest-only for 6–18 months, with no prepayment penalty when you refinance with us. Underwriting is deal-driven—we evaluate the asset, scope, comps, and exit strategy (sell or DSCR refi), not tax returns or W-2s. Eligible properties include 1–4 unit investment homes, townhomes/condos (non-owner occupied), small multifamily (5–20 units), mixed-use, and light commercial, including auction, REO, pre-foreclosure, and off-market acquisitions.
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Draw schedule matched to construction phases
Our 4-Step Process to Funding Your Bridge Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Dekalb County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Dekalb County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
Most bridge loans close in 5–10 business days.
No. We underwrite the deal, not your personal income.
Yes — bridge + light rehab is common.
Ready to Fund Your Project in Dekalb County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Dekalb County and investor markets inside out.