Fix and Flip Loans in Dekalb County, Georgia
In a competitive real estate market like Dekalb County, Georgia, speed and flexibility are everything. That’s why Atlanta Fix and Flip Loans offers streamlined, asset-based fix and flip financing that helps investors close fast, rehab confidently, and maximize profit — without traditional bank restrictions.
Our lending model is built for professional investors and developers who buy, renovate, and resell residential or small commercial properties. Whether you’re flipping in Decatur, Brookhaven, Dunwoody, or Stonecrest, we help you access the capital you need to compete and close — fast.
Why Dekalb County Investors Choose Us for Fix & Flip Financing
Dekalb County investors operate in one of Georgia’s most competitive fix and flip environments, where underpriced homes sell quickly and margins reward speed. Our private capital programs are tailored for those who need to act decisively — not wait weeks for a bank committee.
Dekalb County Market Insights
Dekalb County continues to attract investors due to its combination of rising property values, active redevelopment zones, and accessibility to Atlanta’s job centers.
We’ve funded multiple projects near the Dekalb County Courthouse, 556 N. McDonough St, Decatur, GA 30030 — which means we already know the title companies, inspectors, and municipal offices that keep projects moving smoothly.
Property Types Eligible
We finance a wide range of investment properties, from starter flips to multi-unit renovations.
✔ Single-family fix and flips
✔ Condos & townhomes
✔ Duplexes, triplexes, and quadplexes
✔ Small multifamily (up to 20 units)
✔ Auction, foreclosure, and short-sale acquisitions
✔ Fire-damaged or code-violation properties
✔ Tear-down + rebuild projects
Program Overview
Our Fix and Flip Loan Program is built specifically for real estate investors, rehabbers, and developers who need fast, flexible funding to purchase, renovate, and resell properties in Dekalb County. Whether you’re targeting distressed homes in East Dekalb, luxury rehabs in Brookhaven, or small multifamily flips near Decatur, our asset-based lending makes closing quick and predictable — without bank red tape.
We provide up to 85% Loan-to-Cost (LTC) and 75% of the After-Repair Value (ARV), with funding that covers both the purchase price and 100% of the rehab budget. All renovation draws are disbursed within 24–48 hours after verified progress inspections, helping you keep crews paid and projects on schedule. Loan terms range from 6 to 18 months, interest-only, with no prepayment penalties, so you have complete flexibility to sell or refinance when ready.
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Draw schedule matched to construction phases
Our 4-Step Process to Funding Your Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Dekalb County
Our experience funding over 1,000+ Georgia real estate projects means we understand how to evaluate ARV potential, coordinate rehab draws efficiently, and close deals before opportunities disappear.
No. We lend based on deal value, not personal income.
Yes — via draw schedule.
Yes — this program works with DSCR take-out loans.
Ready to Fund Your Project in Dekalb County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Dekalb County and investor markets inside out.