Commercial Construction Loans Dekalb County
Atlanta Fix and Flip Loans specializes in fast, asset-based commercial construction financing for Georgia real estate investors, developers, and business owners who can’t afford to wait months for bank approvals.
We’re local, experienced, and laser-focused on funding projects in Decatur, Brookhaven, Dunwoody, Stonecrest, and Avondale Estates.
Why Dekalb County Investors Choose Our Commercial Construction Loan Program
Dekalb County’s real estate development scene moves fast — with new commercial corridors, retail redevelopments, and industrial projects popping up across the metro area.
Traditional banks can take months to close and often reject projects due to “construction risk” or incomplete tenanting.
How to Qualify
Borrower Experience & Track Record
- Real-estate investor or developer with prior commercial projects preferred
- Ability to estimate construction budget, schedule and exit strategy
Project Plan & Property Details
- Location in Bartow County, Georgia
- Zoning approved or in process, scope of work defined
- Project budget, timeline, exit plan
Loan-to-Cost (LTC) / Loan-to-Value (LTV)
- Many private lenders use ~70-80% of current value or ~65-70% of After Repair Value (ARV) for flips.
Property Types Eligible
We fund a wide range of commercial projects across Dekalb County, including:
✅ Retail & strip center construction
✅ Mixed-use developments
✅ Multi-tenant office suites
✅ Warehouse / industrial builds
✅ Commercial conversions & expansions
✅ Value-add redevelopments
✅ Tear-down & rebuild projects
Program Overview
Our Commercial Construction Loan Program is purpose-built for real estate investors, builders, and developers who need fast, flexible capital to start or complete new commercial projects in Dekalb County, Georgia. Traditional banks often delay funding for months and require extensive documentation — but our approach is different. We evaluate your project’s feasibility, market strength, and exit strategy, not your tax returns or personal income.
These loans are designed to fund ground-up construction, redevelopment, and value-add commercial projects, including retail centers, mixed-use buildings, warehouses, and office spaces. Whether you’re building from the ground up or revitalizing an existing structure, we provide land acquisition, construction, and draw financing under one streamlined approval process.
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Draw schedule matched to construction phases
Our 4-Step Process to Funding Your Commercial Construction Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Dekalb County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Dekalb County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
We evaluate the project not the personal income.
Our lending is asset-base
We finance land acquisition + vertical build.
d, meaning approval is based on:
• Property value
• LTV/LTC
• Exit strategy
• Investor experience (optional)
Your deal qualifies you — not your personal income.
How fast can you close?
Ready to Fund Your Commercial Construction Project in Dekalb County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Dekalb County and investor markets inside out.