Bridge Loans in Dekalb County, Georgia
Bridge loans built for real estate investors, flippers, and developers who need short-term, fast capital to act on opportunities before long-term financing or DSCR loans are ready.
Atlanta Fix and Flip Loans delivers asset-based bridge financing designed for investors who can’t wait months for bank approvals.
Why Investors Choose Our Dekalb County Bridge Loan Program
Choosing the right lending partner can make or break your real estate deal.
At Atlanta Fix and Flip Loans, we understand the fast-paced nature of Dekalb County’s investment market — from Decatur’s historic flips to Brookhaven’s luxury rentals and Dunwoody’s DSCR refinances.
Our Bridge Loan Program is built for one thing: speed and flexibility — helping investors close quickly, secure deals, and fund value-add opportunities that traditional banks simply won’t touch.
Local Market Advantage — Dekalb County
- Dekalb County is one of Georgia’s hottest real estate markets, blending urban energy with suburban opportunity.
- Strong rental demand, steady price appreciation, and investor-friendly zoning make it a prime area for fix-and-flip and bridge-to-DSCR projects.
What We Finance
Our bridge loans are flexible — ideal for acquisitions, refinances, and short-term value-add investments.
- Single-family investment properties
- Duplexes, triplexes, quadplexes
- Small multifamily (5–20 units)
- Mixed-use and light commercial properties
- Auction, foreclosure, or short-sale purchases
Properties needing rehab or repositioning
Program Overview
It’s built to help you move fast — from opportunity to ownership — without bank red tape or excessive documentation.
Program Highlights:
Loan Type: Short-term bridge (purchase or cash-out refinance)
Loan Amounts: $150,000 – $7,000,000+
Leverage: Up to 85% Loan-to-Cost (LTC)
ARV: Up to 75% of After-Repair Value
Rehab Escrow: Available (optional draw funding)
Terms: 6–18 months interest-only
Our 4-Step Process to Funding Your Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Dekalb County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Dekalb County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
Because they’re designed for speed. Traditional lenders take 30–90 days, require full income review, and will not fund distressed properties.
Our bridge loans close in 3–10 days, require no income documentation, and work on deals banks reject.
Our lending is asset-based, meaning approval is based on:
• Property value
• LTV/LTC
• Exit strategy
• Investor experience (optional)
Your deal qualifies you — not your personal income.
Because it allows you to:
• Unlock equity from another property
• Reduce out-of-pocket closing cash
• Acquire larger deals without liquidating assets
• Move faster on competitive Forsyth County opportunities
Ready to Fund Your Project in Dekalb County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Dekalb County and investor markets inside out.