Hard Money Loans in Columbia County, Georgia
At Atlanta Fix and Flip Loans, we provide private, asset-based hard money loans tailored for real-estate investors across Columbia County, Georgia. Our programs are built for speed, flexibility, and performance, helping investors close deals that traditional banks simply can’t.
Hard Money Loans in Columbia County
Atlanta Fix and Flip Loans provides fast, flexible, no-nonsense funding for fix & flips, rentals, bridge scenarios, and ground-up construction — without tax returns, income docs, or bank delays.
We have funded 1,000+ real estate investment projects across Georgia, earning the trust of investors, brokers, and contractors statewide.
- Same-day term sheet
- Close in 5–10 business days
- Rehab + purchase + interest reserve options
- Asset-based underwriting (no income verification)
Eligible Property Types
- Single-family homes
- Townhomes & condos
- 2–8 unit small multifamily
- Long-term rental acquisitions
- Fix & flip projects
- Value-add properties
- Properties not eligible for conventional financing
- Distressed, vacant, or inherited homes
- Mixed-use (case-by-case)
- Properties near Fort Eisenhower, Riverwood, Evans Town Center, and Grovetown Gateway
Qualification Requirements
- Purchase price
- ARV (after-repair value)
- Rehab budget & scope
- Property condition
- Investor’s experience (not required but helpful)
- Title status
- Market comps in Evans, Martinez, Grovetown, and surrounding areas
What You DONT Need:
- W-2s
- Paystubs
- Tax returns
- Bank statements
Why Investors Choose Our Hard Money Loans
- Fast closings (5–10 business days)
- Flexible underwriting — based on asset value, not income
- Rehab funds available (draw schedule supported)
- No tax returns or W-2s required
- Ideal for distressed or off-market properties
Program Overview
Loan Amounts: $75K – $5M+
LTV: Up to 85% purchase / 75% ARV
Rehab Funding: Yes – draw schedule supported
Closing: 5–10 business days
Terms: 6–24 months
Our 4-Step Process to Funding Your Loan
Submit Deal Scenario
Receive same-day term sheet
Appraisal + underwriting
Closing & draw funding
Benefits vs Traditional Banks
Same day approvals
Rehab / construction draws available
Close in 7 - 10 days
Perfect for investors
No income Verification
FAQs
Most hard money loans fund in 5–10 business days, depending on title, closing attorney scheduling, and any appraisal or valuation requirements. Same-day term sheets are available once your deal scenario is submitted.
Yes. We actively fund distressed, off-market, wholesale, REO, and auction properties in Columbia County, including homes that need significant rehab or are being purchased “as-is.”
No. Our hard money loans are asset-based, so we do not require tax returns, W-2s, or personal income verification. Approval is based on the property, ARV, and exit strategy—not your DTI.
Ready to Fund Your Project in Columbia County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Columbia County and investor markets inside out.