Construction Loans Ground Up in Columbia County, Georgia
When opportunity meets vision, timing is everything. At Atlanta Fix and Flip Loans, we specialize in ground-up construction loans built for Georgia investors, builders, and developers who need speed, leverage, and flexibility — not bank bureaucracy. Whether you’re starting from raw land, developing a new mixed-use property, or building a rental community from the ground up, we provide the capital and experience to get you from blueprint to completion fast.
Why Investors Choose Us
We’re not a bank — and we’re not rigid hard money. We’re private capital engineered for real builders and investors. Our team has funded over 1,000 real estate investment projects across Georgia, with a focus on speed, transparency, and investor-first lending.
• No income documentation required
• Closings in 7–10 business days
• We fund both LAND + CONSTRUCTION
Our Georgia-based underwriting team understands the construction process — from soil testing and permitting to draw management and final inspections. That’s why so many developers choose us for consistent, predictable funding.
Market Advantage — Columbia County
Our lending team actively serves Evans, Grovetown, Martinez, and Harlem, four of Columbia County’s fastest-growing investment zones. This area offers strong economic fundamentals — expanding job centers, new retail corridors, and growing housing demand.
Property Types Eligible
• Mixed‑use development
• Retail | warehouse | flex industrial
• Build‑to‑rent SFR or townhome construction
• Commercial pad development
Program Overview
- Loan Size: $250,000 – $50,000,000
- Loan-to-Cost (LTC): Up to 90 % of total construction cost
- Loan-to-Value (LTV / ARV): Up to 75 % of completed appraised value
- Terms: 12 – 24 months, interest-only
- Draws: Fast draw disbursements after on-site inspection
- Closing Time: 7 – 10 business days
Our 4-Step Process to Funding Your Loan
Submit Your Deal
Same‑Day Term Sheet
Closing in 7–10 days
Build + Draw Schedule
Benefits vs Traditional Banks
Fast decision & funding
Work with distressed properties
Close in 7 - 10 days
Rehab / construction draws available
No income Verification
FAQs
Yes. We finance both land acquisition and full vertical construction, including mixed-use, commercial pads, retail, industrial, and build-to-rent residential projects.
We issue a same-day term sheet once your project details are submitted and typically close in 7–10 business days, depending on title and standard third-party items.
No. Our approvals are asset-based, meaning we underwrite the project’s budget, ARV, feasibility, plans, and exit strategy—not your tax returns or W-2s.
Ready to fund your ground‑up construction project?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Columbia County and investor markets inside out.