Commercial Property Construction Loans in Columbia County, Georgia.
At Atlanta Fix and Flip Loans, we provide private commercial construction financing designed for Georgia developers, builders, and investors who need speed, flexibility, and reliability. Whether you’re breaking ground on a new retail plaza, expanding a flex industrial site, or converting existing space into mixed-use development, our team helps you get from blueprint to build faster than any traditional bank.
Why Investors Choose Us
Our lending platform was built specifically for Georgia investors and builders — not big-bank bureaucracy. With over 1,000 projects funded statewide, we understand how to move efficiently through local inspection, title, and permitting processes. In Columbia County, we know how to navigate municipal planning offices, attorney-led closings, and contractor inspection standards that can delay less-experienced lenders.
Local Market Advantage — Columbia County, Georgia
Our on-the-ground lending team knows the Columbia County landscape inside out:
- We work daily with local inspectors, appraisers, and closing attorneys, helping you avoid costly delays.
- We understand county permitting timelines, zoning nuances, and neighborhood-specific ARVs — from Evans and Grovetown to Harlem and Appling.
- Our local title and construction partners ensure draws and closings happen faster, keeping your project on schedule.
Property Types Eligible
We fund a broad range of commercial construction projects, including:
- Mixed-use commercial developments
- Flex warehouse and light industrial facilities
- Retail strip centers and anchored plazas
- Restaurant, office, and medical ground-ups
- Hospitality or lodging (case-by-case basis)
If your project adds value to Columbia County’s commercial infrastructure, we can finance it.
Program Overview
Our Commercial Property Construction Loan Program delivers the structure and flexibility today’s developers need:
- Loan Amounts: $250,000 – $35,000,000
- Loan-to-Cost (LTC): Up to 90 % of total construction cost
- Loan-to-Value (LTV): Up to 75 % of completed appraised value
- Terms: 12 – 24 months, interest-only
- Draws: Same-day inspections and rapid disbursements
- Closing Time: 7 – 10 business days
- Exit Options: Refinance, sale, or permanent financing
This program is perfect for investors seeking short-term construction leverage with transparent terms and a lender who truly understands Georgia’s commercial markets.
Our 4-Step Process to Funding Your Loan
Submit Your Deal
Same‑Day Term Sheet
Closing in 7–10 days
Construction Draws
Benefits vs Traditional Banks
Same day approvals
Fund land + construction
Close in 7 - 10 days
Rehab / construction draws
No income Verification
FAQs
Yes. We specialize in ground-up commercial and mixed-use development, including retail, flex/industrial, hospitality (case-by-case), and other income-producing projects in Evans, Grovetown, Harlem, and Martinez.
We can issue a same-day term sheet once your deal is submitted and typically close in 7–10 business days, assuming clear title and standard third-party items (like appraisal or site review).
No. Our loans are asset-based. We underwrite the project, collateral, budget, and exit strategy—not your tax returns, W-2s, or personal income.
Ready to fund your commercial construction project?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Columbia County and investor markets inside out.