Fix and Flip Loans in Cobb County Georgia
Turn distressed properties into profit with Atlanta Fix and Flip Loans, your trusted private lender serving real estate investors across Cobb County, Georgia. We specialize in fast-funding hard money loans designed for investors who buy, renovate, and resell homes — all with no income verification and streamlined approvals.
Why Investors Choose Us
- Lightning-fast closings — typically within 3–7 business days
- Flexible underwriting — we lend on equity, not credit scores
- No income docs or tax returns required
- Experience with distressed and value-add properties
- Georgia-based experts who understand the investor market
- Same-day term sheets and transparent loan terms
How to Qualify
To qualify for a Fix and Flip Loan in Cobb County, investors should:
- Be purchasing or refinancing an investment property
- Form an LLC or corporate entity for the deal
- Provide a rehab budget or scope of work
- Have prior flip or renovation experience (preferred, not required)
- Present a clear exit strategy (sale or refinance after rehab)
Property Types Eligible
- Single-family homes and 1–4 unit properties
- Non-owner-occupied investment properties only
- Cosmetic and structural renovations allowed
- Properties in Cobb County cities — including Marietta, Powder Springs, Vinings, Acworth, and Mableton
- Post-rehab ARV (After Repair Value) must support loan-to-value guidelines
Program Overview
- Up to 90% Purchase Financing
- Up to 100% of Rehab or Renovation Costs
- Interest-Only Payments during the project term
- Loan Terms: 6 to 24 months
- No Prepayment Penalties — sell or refinance anytime
- Loan Size: $100K – $3M+
- Property Types: Single-family homes, townhomes, condos, and small multifamily
- Eligible Locations: Marietta, Smyrna, Kennesaw, Austell, and all of Cobb County
Key Highlights Of Our Program
Loan amounts typically $500K to multi-million
Terms from 12 to 36 months with interest-only options
Strong focus on investor exit strategy (sale or refinance)
Fund acquisition, construction budget, carry costs
Draw schedule matched to construction phases
Our 4-Step Process to Funding Your Loans
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Cobb County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Cobb County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
Because they’re designed for speed. Traditional lenders take 30–90 days, require full income review, and will not fund distressed properties.
Our bridge loans close in 3–10 days, require no income documentation, and work on deals banks reject.
Our lending is asset-based, meaning approval is based on:
• Property value
• LTV/LTC
• Exit strategy
• Investor experience (optional)
Your deal qualifies you — not your personal income.
Because it allows you to:
• Unlock equity from another property
• Reduce out-of-pocket closing cash
• Acquire larger deals without liquidating assets
• Move faster on competitive Forsyth County opportunities
Copyright © 2025 Atlanta Fix and Flip Loans. All rights reserved.