Bridge Loans in Cobb County Georgia
Get fast, flexible funding for real estate investments in Cobb County — close in days, not weeks. Whether you’re acquiring, refinancing, or repositioning a property, Atlanta Fix and Flip Loans delivers short-term, asset-based bridge financing designed for speed and simplicity.
Why Choose Atlanta Fix and Flip Loans
- Fast Closings: Close in as little as 5–10 business days, even on distressed or off-market deals.
- No Income Documentation: We underwrite the asset, not the borrower — no tax returns, W-2s, or DTI required.
- High Leverage: Up to 90% purchase and 100% rehab financing to preserve your working capital.
- Distressed Property Experts: We fund deals banks can’t — including foreclosures, REOs, and wholesale assignments.
- Flexible Terms: Interest-only payments, 6–24 month terms, and milestone-based draws.
How to Qualify
Qualifying for a bridge loan with Atlanta Fix and Flip Loans is simple, fast, and designed for real estate investors — not traditional borrowers.
Basic Requirements:
- Entity Ownership: Loan must be under an LLC or business entity.
- Property Details: Provide address, purchase contract, or refinance information.
- Exit Strategy: Plan to sell or refinance into long-term DSCR or conventional financing.
- Equity Position: Minimum 10–25% down payment or equity in the property.
- Credit: 600+ credit score preferred (flexible with strong deals).
Property Types Eligible
- Single-Family Homes (SFR): Ideal for flips, rentals, or short-term bridge financing.
- Townhomes & Condos: Case-by-case approval for investor-owned units in strong markets.
- Small Multifamily (2–20 Units): Perfect for BRRRR or repositioning strategies.
- Light Commercial & Mixed-Use: Retail, office, or warehouse conversions with clear exit plans.
- Distressed, REO, or Off-Market Properties: We fund opportunities banks won’t.
- Vacant or Tenant-Occupied: Both are eligible, as long as the investment makes sense.
Program Overview
Our Bridge Loan Program provides short-term, asset-based funding for real estate investors across Cobb County and metro Atlanta who need fast capital to acquire, refinance, or reposition properties. Designed for speed and flexibility, our loans close in as little as 5–10 business days — with approvals based on property value and exit strategy, not income documentation.
Key Highlights Of Our Program
Close in as little as 5–10 business days, even on distressed or off-market deals.
Up to 90% purchase financing and 100% rehab funding to maximize ROI.
Asset-based underwriting focused on property value and exit strategy.
Preserve cash flow during your project timeline.
Our 4-Step Process to Funding Your Bridge Loans
Deal Submission
Send the property address, purchase contract, or refinance details for same-day review.
Term Sheet Issued
Get a term sheet within 24 hours outlining loan amount, rate, and leverage.
Underwriting & Closing
We verify title, insurance, and property value — no tax returns or income docs needed.
Construction & Draws
Funds wired to your closing attorney in 5–10 business days.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Cobb County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Cobb County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes. Whether you’re in Cartersville, Adairsville or elsewhere in cobb County, we bring local insight and boots-on-the-ground support.
Most scenarios receive same-day approval once the deal details are submitted.
No. Our bridge loans are 100% asset-based, so we do not require tax returns, W-2s, or income verification.
Yes. We regularly fund distressed, value-add, auction, and wholesale deals that banks typically reject.
Ready to Fund Your Project in Cobb County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Cobb County and investor markets inside out.