Hard Money Loans in Clayton County Georgia
Fast, flexible real estate investment loans for fix and flip, bridge, construction, and rental projects in Clayton County, Georgia. Close in days — not weeks.
Loan Program Overview
✔ Up to 90% purchase + 100% rehab financing
✔ Interest-only payments
✔ Asset-based approvals
✔ No income documentation required
✔ Perfect for distressed properties, flips, and fast closings
✔ Serving Atlanta, Jonesboro, Forest Park, Riverdale, Morrow, and surrounding areas
How to Qualify
– Minimum 600+ credit score
– Viable exit strategy (sale or refinance)
– Real estate investment property (no owner-occupied)
– Scope of work + rehab budget
– Purchase contract or current valuation
Property Types Eligible
– Fix & flip homes
– Single-family rentals (DSCR-ready)
– Multifamily (2–20 units)
– Ground-up residential
– Commercial properties
– Mixed-use
Why Choose Hard Money Loans in Clayton County
In real estate investing, speed is everything — and that’s where private lending outperforms traditional banks. With AtlantaFixAndFlipLoans.com, you can close in as little as 5–10 days, giving you the agility to lock in profitable deals before competitors. Our approvals are based entirely on the asset value, rehab scope, and exit strategy, not tax returns, W-2s, or income documentation.g
Key Highlights Of Our Program
Move faster than competing buyers and secure profitable deals quickly.
Funding decisions based on property value, rehab scope, and exit strategy — not personal income.
Skip the paperwork and get approved faster.
Backed by 1,000+ funded investment projects statewide.
Our 4-Step Process to Funding Your Hard Money Loan
Deal Submission
You send property address, budget & exit strategy; we review within 24-48 hours.
Term Sheet Issued
We’ll outline loan amount, rate, draw schedule, exit plan.
Underwriting & Closing
We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.
Construction & Draws
Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Ideal for distressed or non-traditional properties
Rehab / construction draws available
Flexible underwriting focused on deal merits
Less emphasis on personal income & credit score
Our Experience in Georgia & Bartow County
Atlanta Fix & Flip Loans has funded over 1,000 real-estate investment projects across Georgia from Atlanta to Savannah, Macon to Athens giving us deep knowledge of permit timelines, contractor networks and exit strategies in this market (Authority & Experience). In Clayton County, we know the local zoning board, infrastructure demands, common renovation challenges and investor-heavy ZIP codes.
Most hard money loans close in 3–7 days, depending on title clearance and required documents. We specialize in fast closings for flips, rentals, and bridge deals.
No. Our loans are asset-based, meaning there is no tax return, W-2, or personal income verification required.
We fund single-family investment homes, condos, townhomes, multifamily (2–20 units), Airbnb/STR units, land (with a development plan), and commercial value-add properties.
Ready to Fund Your Commercial Construction Project in Clayton County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Clayton County and investor markets inside out.