Commercial Property Construction Loans in Clayton County Georgia
Build faster and grow your investment portfolio with private commercial construction financing. Atlanta Fix and Flip Loans funds ground-up and major renovation commercial projects across Clayton County and metro Atlanta. We approve based on project value—not tax returns.
Why Commercial Developers Choose Us
- 10–14 day closings
- We finance land + construction + tenant improvements (TI)
- Up to 85% Loan-to-Cost (LTC)
- No tax returns or W-2 income verification
- Draw schedules aligned with build milestones
- Serving Atlanta, Jonesboro, Forest Park, Riverdale, Morrow
How to Qualify
– Business entity (LLC preferred)
– Project plans + budget + timeline
– Land owned OR under contract
– Exit strategy (refinance or lease-up)
Property Types Eligible
– Retail centers
– Medical offices
– Mixed-use buildings
– Small industrial / flex spaces
– Daycare / educational facilities
– Office-to-retail conversions
Program Overview
- Loan Amounts: Ranging from $250,000 to $15,000,000+, allowing investors to finance anything from single-asset projects to large-scale developments.
- LTC (Loan-to-Cost): Up to 85% of total project cost, with financing available up to 70% of the completed value (ARV) for stronger leverage and smoother project execution.
- Terms: Flexible 12–36 month options designed to support both short renovations and longer construction or stabilization timelines.
- Rates: Competitive, project-based interest rates with interest-only payments, helping investors maintain better monthly cash flow during the build or rehab period.
- Draws: Fast inspections and quick disbursements, ensuring contractors stay on schedule and materials are funded without delays.
Our 4-Step Process to Funding Your Commercial Construction Loan
Deal Submission
Term Sheet Issued
Underwriting & Closing
Construction & Draws
Benefits vs Traditional Banks
Fast decision & funding (days to weeks)
Works with distressed properties
Rehab / construction draws available
No income Docs
For an investor in Clayton County seeking to build or reposition a commercial property, a private lender like us offers speed, flexibility and niche expertise. Bank financing simply can’t match the pace or adaptability when permits, framing and tenant build-out are on a schedule.
Yes. We finance both the land acquisition and the full vertical commercial construction in a single, streamlined loan structure.
Most projects close in 10–14 business days, depending on title, plans, and budget documents.
No. We underwrite the project, not your personal income.
Ready to Fund Your Commercial Construction Project in Clayton County?
Don’t wait for banks to slow you down. Choose a local Georgia private lender that knows Clayton County and investor markets inside out.