Fast & Reliable Hard Money Loans for Chatham County, Georgia

Atlanta Fix & Flip Loans specializes in Hard Money Loans in Chatham County Georgia, offering fast, flexible capital for real estate investors, fix-and-flip professionals, and developers.
Whether you’re acquiring, rehabbing, or refinancing, we deliver asset-based funding designed for Georgia’s growing coastal markets—Savannah, Pooler, Garden City, and Tybee Island.

Program Overview

Our Georgia hard money lending program is built for investors who need speed and flexibility. We lend based on property value and exit strategy, not credit scores or tax returns.
Perfect for:

  • Fix & flip projects
  • Bridge loans for acquisitions
  • Short-term refinance or cash-out

Rental portfolio purchases

Hard money loan

Why Choose Us

  • Close in 5–10 business days
  • Up to 80% LTV or 70% ARV financing
  • No tax returns or income docs required
  • Interest-only monthly payments
  • Loan amounts from $100K – $10M+
  • Local underwriting in Savannah & coastal Georgia
Over 1,000 investment projects funded statewide

How to Qualify

Qualifying for a Hard Money Loan in Chatham County Georgia is simple:

  • Property is investment-purpose only (no owner-occupied)
  • Located in Chatham County or surrounding areas
  • Entity ownership (LLC) preferred
  • Clear exit strategy (flip, DSCR refinance, or resale)
Basic property valuation & title report

Property Types Eligible

  • Single-family and multifamily homes
  • Townhomes, condos, and duplexes
  • Mixed-use or light commercial spaces
  • Industrial & warehouse conversions
  • Coastal vacation rentals or short-term projects

Our Process For Hard Money Loan

Step 1

Submit your deal scenario

property details, purchase price, and rehab plan.

Step 2

Receive pre-approval

within 24 hours

Step 3

Title & valuation review

no full appraisal needed.

Step 4

Close & fund

in 5–10 days.

Step 5

Payment Intrest

Interest-only payments during loan term.

Benefits vs Traditional Banks

Approvals in 24–48 hours

Flexible rehab & bridge structures

Rehab / construction draws available

Local decision-making

No tax returns required

Local Lending Expertise in Chatham County

As a Georgia-based lender, Atlanta Fix & Flip Loans understands Savannah’s historic architecture, Pooler’s rapid development, and Tybee Island’s vacation rental market. We handle draws and inspections locally to ensure your project stays on schedule. Our deep understanding of coastal permitting, flood-zone insurance, and local contractor networks allows us to close deals faster with fewer delays.

FAQs

Most deals close within 5–10 business days once title is clear.

No. We use local broker price opinions (BPOs) or internal evaluations.

None — approvals are asset-based, not credit-based.

No. All loans are strictly business-purpose for investors.

 Yes — we finance purchase + rehab draws in one streamlined loan.

Fast Funding. Local Experts. Trusted Results.

Atlanta Fix & Flip Loans makes it simple for Chatham County investors to secure private capital — no banks, no delays.