Ground Up Construction Loans in Chatham County Georgia
Atlanta Fix & Flip Loans provides fast and flexible Ground Up Construction Loans in Chatham County Georgia, serving builders and investors in Savannah, Pooler, and Tybee Island. Our private construction loans help you fund land acquisition and vertical construction with quick closings, staged draws, and local market expertise. Whether you’re building single-family homes or large commercial developments, our team helps you scale your Georgia projects efficiently.
Program Overview
Our Ground Up Construction Loan program is designed for builders, developers, and investors who need fast, dependable capital to bring their vision to life. Unlike traditional bank financing, we evaluate your project based on its value and potential, not your personal income.
How to Qualify
- Property must be located in Chatham County or nearby cities (Savannah, Pooler, Tybee Island)
- Experienced builder or licensed contractor
- Approved plans, budget, and construction permits
- Viable exit strategy (sale or refinance)
- Entity ownership (LLC preferred)
Property Types Eligible
- Single-family new builds
- Multifamily developments
- Commercial retail centers
- Industrial buildings and warehouses
- Mixed-use properties
- Hospitality projects
- Build-to-rent portfolios
Our 4-Step Process to Funding Your Construction Loan
Submit your project plans, budget, and timeline.
Get pre-approved within 24–48 hours.
Underwriting and valuation review (local appraiser).
Receive subsequent draws as verified by local inspection.
Benefits vs Traditional Banks
Close in 7–10 business days
Interest-only monthly payments
Up to 80% LTC or 70% of completed value (ARV)
Georgia-based underwriting and inspections
No tax returns or W-2s required
Local Lending Expertise in Chatham County
Atlanta Fix & Flip Loans understands the local Chatham County real estate market — from Savannah’s historic redevelopment zones to Pooler’s new subdivisions and Tybee Island’s coastal investment properties. We work with local inspectors and contractors to streamline draw schedules and construction milestones for faster progress.
FAQs
Most projects close within 7–10 business days after approval.
Yes, we finance land purchase if part of the project’s total cost.
Plans, permits, and scope of work. No income verification required.
Yes, we provide bridge and DSCR loans after project completion
Yes, each draw is released after a verified inspection report.
Start building today with confidence
Atlanta Fix & Flip Loans makes it simple to get Ground Up Construction Loans in Chatham County Georgia. Call (800) 664-7505 or Apply Online.