Fast, Flexible Commercial Construction Loans for Chatham County, Georgia

 Atlanta Fix & Flip Loans delivers Commercial Construction Loans in Chatham County Georgia for developers, builders, and investors ready to take their next project from blueprint to build-out.

Whether you’re constructing a retail plaza in Pooler, a multi-family complex near downtown Savannah, or a mixed-use coastal project on Tybee Island, we provide quick, asset-based funding designed for speed, scalability, and profit.

commercial construction

Program Overview

Our Commercial Construction Loan Program in Chatham County empowers developers to launch and complete major real-estate projects without the slow, restrictive process of traditional banks.

Ideal for:

  • Multi-family buildings and apartment developments
  • Retail centers and office complexes
  • Industrial and warehouse facilities
  • Hotels, restaurants, and hospitality projects
  • Mixed-use properties with residential + commercial components

How to Qualify

Qualifying for a Commercial Construction Loan in Chatham County Georgia is fast and flexible. We evaluate your project’s feasibility, not your FICO score.

Requirements:

  • Project located in Chatham County or Savannah metro area
  • Valid building permits and budget
  • Business entity ownership (LLC or corporation)
  • Developer or GC experience preferred
Defined exit plan or stabilization goal

Why Choose Our Commercial Loans

  • Close in 7–10 business days
  • Loans up to $20M+ for ground-up or adaptive reuse projects
  • Interest-only terms with flexible draw schedules
  • No tax returns or income docs required
  • Up to 85% Loan-to-Cost (LTC)
  • Local underwriting by Georgia-based specialists
  • Fast draw inspections and milestone disbursements

Property Types Eligible

  • Retail plazas and shopping centers
  • Multi-family developments
  • Office and medical buildings
  • Mixed-use commercial properties
  • Industrial warehouses and logistics centers
  • Hotel and hospitality construction projects

Our 4-Step Process to Funding Your Commercial Construction Loan

Step 1

Submit Your Project

You send property address, budget & exit strategy; we review within 24-48 hours.

Step 2

Get Pre-Approved in 24 Hours

We’ll outline loan amount, rate, draw schedule, exit plan.

Step 3

Appraisal & Valuation

We examine title, insurance, budget, permitting status; closing typically in 1–3 weeks.

Step 4

Construction & Draws

Funds released by phase; we monitor progress, you proceed with construction; exit triggers payoff.

Private Lender Advantage vs. Traditional Bank

7–10 day closings

Georgia-focused expertise

Flexible draw funding

Flexible underwriting focused on deal merits

No income documents

Local Lending Expertise in Chatham County

Our team understands the Savannah market’s zoning rules, floodplain restrictions, coastal permitting, and historic-district compliance. From downtown commercial infill projects to new industrial builds in Garden City and Pooler, Atlanta Fix & Flip Loans ensures your project stays funded and on schedule.

FAQs

Most loans close within 7–10 business days once permits and plans are finalized.

Yes, we can fund acquisition plus vertical construction in one combined loan.

No — our loans allow flexible early payoff with no penalties.

Yes. We finance hotels, restaurants, and retail centers across Georgia.

 Absolutely. Brokers are protected and compensated at closing.

Fuel Your Commercial Vision — Build Confidently in Coastal Georgia.

Partner with Atlanta Fix & Flip Loans, Georgia’s trusted private lender for fast, flexible, and reliable commercial construction financing.