Finance Your Next Build with Ground Up Construction Loans in Bibb County, Georgia

Atlanta Fix & Flip Loans helps Georgia builders, investors, and developers secure fast, flexible capital to bring new projects to life. Our Ground Up Construction Loans in Bibb County Georgia fund everything — from lot purchase to final inspection — so you can start building immediately without waiting on slow bank approvals.

construction loan

Why Georgia Investors Choose Us

• Close in 7–10 days
• Finance purchase + rehab
• No income or tax docs required
• Up to 85% LTV / 70% ARV
• Draws released as work is completed
• Transparent terms, local Georgia team

How to Qualify

• Property located in Bibb County or nearby areas
• Construction plans and scope of work
• Clear timeline and exit strategy (sell/refi)
• Builder’s resume or contractor experience
• Minimum 10–20% cash contribution to project

Property Types Eligible

• New single-family builds
• Duplex to small multifamily (2–10 units)
• Townhome and condo developments
• Spec homes and pre-sold projects
• Small commercial or mixed-use developments

Program Overview

Our Ground Up Construction Loan program is designed for builders and investors who are developing residential or small commercial properties from the ground up. Whether you’re building a new single-family home in Macon or a small multifamily property in nearby Lizella, we provide fast funding tailored to your construction timeline.

Program Highlights:
• Loan Amounts: $150K – $10M+
• Terms: 12–24 months
• Interest-only during construction
• Funding: up to 90% LTC or 70% ARV
• Rehab draws based on progress inspections
• No prepayment penalty

construction loan

Our 5-Step Process to Fund Construction Loan

Step 1

Submit land or construction project for review.

Step 2

Receive a term sheet within 48 hours.

Step 3

Underwriting + title review completed fast.

Step 4

Close and receive initial draw.

Step 5

Progress draws disbursed as milestones.

Benefits vs Traditional Banks

Close in 10–14 days

Approvals based on property and plans

Simple draw process

Flexible terms and extensions

Local Experience in Bibb County

Atlanta Fix & Flip Loans has funded over 1,000 projects across Georgia. Our team understands Bibb County zoning rules, permit timelines, and inspection cycles — especially within the growing Macon market. Whether you’re a first-time builder or a seasoned developer, our Georgia-based team will ensure your project gets funded and built on time.

FAQs

Most construction loans in Bibb County close within 10–14 days after plan review.

Yes, we can finance both land and construction costs in one loan.

Funds are released in stages after verified progress inspections.

 Experience helps, but strong plans and a clear scope of work are equally important.

Ready to build your next project in Bibb County?

Partner with Georgia’s trusted private construction lender for fast approvals and flexible terms. Call (800) 664-7505 or Apply Online