Fast, Flexible Hard Money Loans for Georgia Real Estate Investors

 Atlanta Fix & Flip Loans provides Hard Money Loans in Carroll County Georgia for real estate investors, brokers, and developers who need fast capital without the red tape of traditional banks. We help fund fix-and-flip projects, rental purchases, and short-term bridge financing for properties across Carrollton, Villa Rica, and Bowdon — delivering approvals in as little as 24 hours and closings in under 10 days.

Hard money loan

Program Overview

Our Hard Money Loan program empowers investors to act quickly on opportunities that banks can’t finance. Whether acquiring a distressed property, funding a quick flip, or refinancing a portfolio, we provide asset-based loans driven by property value, not borrower income.

Typical Loan Profile:

  • Loan Amounts: $100K – $10M+
  • Term: 6 – 24 months (interest-only)
  • Collateral: Real property (non-owner-occupied)
  • Pre-approval: Within 24–48 hours

Closing: Within 5–10 business days

Why Choose Our Hard Money Loan Program

  • Close in 5–10 business days
  • Up to 80% LTV or 70% ARV
  • No income documentation or tax returns required
  • Interest-only monthly payments
  • Flexible loan terms up to 24 months
  • Georgia-based underwriting and inspections
1,000+ funded investment deals statewide

How to Qualify

Getting approved for a Hard Money Loan in Carroll County Georgia is simple:

  • Property must be investment-purpose (not owner-occupied)
  • Located in Carroll County or nearby cities such as Carrollton, Villa Rica, and Temple
  • Entity ownership (LLC or corporation) preferred
  • Clear exit strategy — sale, refinance, or DSCR take-out
Basic valuation and title report required

Property Types Eligible

  • Single-family and multifamily investment homes
  • Condos, townhomes, and duplexes
  • Mixed-use and light commercial buildings
  • Industrial or warehouse properties
  • Build-to-rent portfolios
  • Vacant or distressed properties

Our 5-Step Process For Hard Money Loan

Step 1

Submit Your Deal

Send property address, purchase price, and rehab or project plan.

Step 2

Get Pre-Approved

Conditional approval within 24 hours.

Step 3

Title & Property Review

Quick evaluation—no full appraisal needed.

Step 4

Close Fast

Funding available within 5–10 business days.

Step 5

Access Your Capital

Interest-only payments; payoff at refinance or sale.

Private Hard Money Loans vs. Traditional Bank Loans

Close in 5–10 days

Based on property value

Flexible rehab & bridge terms

Local underwriting

No income or tax returns required

Local Lending Expertise in Carroll County

Atlanta Fix & Flip Loans has funded hundreds of real estate projects across Georgia. Our team understands the unique market dynamics of Carrollton’s urban growth, Villa Rica’s suburban developments, and Bowdon’s rural investment opportunities. We provide personalized service from loan structuring to closing — ensuring local inspections, reliable draw schedules, and faster project timelines.

FAQs

Most loans close in 5–10 business days, depending on title and property condition.

 No full appraisal — we rely on BPOs or local inspections for speed.

None — we lend based on the property and exit strategy, not credit score.

Close Fast. Build Faster.

Atlanta Fix & Flip Loans helps investors secure the funding they need without the bank-level delays. Apply for your Hard Money Loan in Carroll County Georgia today and get funded in days, not weeks. Call (800) 664-7505